Call or visit your local office to place your first order of checks. After your initial order, simply reorder your checks online or at your local branch.
Courtesy pay
Added protection for your account
Everence Federal Credit Union will pay for items presented against your business checking account, even if paying the item causes the account to become overdrawn. There are fees4 associated with the use of this service. You can opt out of the service if you wish by completing the opt-out form on the courtesy pay disclosure.
Switch to Everence
Why make the switch?
Everence is not just another credit union. We help our members put their values into practice, through mutual aid, community support and people helping people. We’ve developed ways to make this happen, by integrating unique features into our products and services.
Disclosure
Rates current as of 1-Dec-24.
1 Annual Percentage Yield (APY) subject to change without notice. Fees may reduce earnings. APYs shown assume a minimum of $3,000 remains on deposit for dividend period. A $25 minimum deposit is required to open an account. Compounding monthly. Offer limited to one account per business tax ID.
2 A $15 fee occurs each month a business dividend checking account falls below the $3,000 minimum balance.
3 A $10 fee occurs for each overdraft transfer from your savings account.
4 A $30 fee is incurred for courtesy pay use, per item that is overdrawn but paid. Overdraft Protection, referred to as Courtesy Pay, will generally pay initiated checks and ACH debits normally returned because of insufficient funds up to an approximate amount of $500. One time point of sale and ATM withdraws are not covered. Accounts must be brought current in seven days or less to avoid negative balance fees. Whether your overdrafts will be paid is discretionary and the credit union reserves the right not to pay.
