There are reports of fraudsters impersonating Everence staff. We will not ask you for your full debit card number or suggest gift cards to keep your funds secure. Hang up and call Everence at a number you have on file. Do not give your personal information or account information to a caller without ensuring you can verify them.
There can be times when you need more money than you have on hand. We understand — that's why Everence Federal Credit Union offers personal loans at competitive rates.
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Money you need, when you need it
Personal loans aren't like a mortgage or auto loan because they don't have to be used for a specific purpose.
8.99% APR1
Personal loans can be used for:
Medical bills
Consolidating debt
Buying appliances
Taking a vacation
And more
Debt Consolidation
The benefits of debt consolidation
Saving money
The simple act of rolling all of your loans into one loan won't necessarily save you money, but you often can get a lower rate than you are currently paying – especially if you have credit card debt.
Simplifying your payments
Making one payment a month is easier than having multiple payments. In addition, we can help set up an automatic payment plan so you don't have to remember to make your payment.
Improving your credit score
Consolidating your loans can improve your credit score by reducing the number of accounts with outstanding balances listed on your credit report.
Decreasing your tax burden
When you consolidate your loans into a home equity loan or home equity line of credit, you may be able to save on your taxes. Interest paid on these real estate products can be used as a tax deduction.2
Apply for a personal loan
Apply for a personal loan through our quick online application.
Our payment protection program can help protect you from unforeseen life events
Everence loan protection is available with most loans. Available package options will include one or more of the following benefits: loss of life, disability, involuntary unemployment. This optional payment protection product is made available by Everence Federal Credit Union.
