Academics can be stressful, but paying for an education shouldn't be. Everence Federal Credit Union offers loans to help you meet your academic and financial goals. Get quick approval through our easy online application process.
Loan Features
Practical advantages. Promising future.
Through our partner LendKey, Everence Federal Credit Union offers student loans with flexible repayment terms.
New student loan
Get a student loan for qualified education expenses like tuition, room and board, books and a computer.
No origination fees.
Competitive interest rates1 – we reward you for good grades with an even lower rate.
Cosigner release available.2
30 day no-fee return policy which allows you to cancel the loan within 30 days of disbursement without fees or interest.
Borrow as little as $2,000 or as much as $30,000 per academic year.
Build your credit with minimum monthly payments of $25 while you are in school.
Full monthly principal and interest payments are deferred until six months after graduation.
Consolidation loan
Consolidating private student loan debt can lower your monthly payments, reduce your interest rate and extend the payment period on your loans.
Simplify your finances with one easy monthly payment for your private student loan debt.
Consolidate $5,000 to $125,000 in undergraduate loans or $5,000 to $175,000 in graduate loans.
Fixed and variable rate options.1
Cosigner release available.
Free access to Financial Counseling through LSS for confidential student loan repayment advice.
Apply for student loan
Use the online loan application through our partner, LendKey.
Everence Federal Credit Union
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
A college scholarship for you or your children is one of the potential benefits of banking with Everence Federal Credit Union.
Regional scholarships of $1,000 are awarded by the student's local Everence office.
From the regional winners, Everence awards three national scholarships – one of $2,000 and two of $1,000. This means the top three recipients will receive scholarships totaling $3,000 or $2,000.
Scholarship applications are due by February 28 for the following academic year.
Scholarships are awarded annually.
Scholarship recipients are chosen based on their:
Leadership activities and honors, awards or recognitions received.
Community, extracurricular, employment and other activities.
Written essay on a relevant topic chosen by Everence.
Free debt counseling
Start getting out of student loan debt today
As a benefit of being an Everence Federal Credit Union member, you can access LSS Financial Counseling for free, confidential student loan repayment counseling.
In a session, you will:
Organize and identify your loans by type in order to strategically pay them down.
Learn about your repayment plan options.
Explore consolidation options.
Discover if your career path could lead to loan forgiveness.
Create a budget plan to strategically pay your student loans and other debts standing in your way.
Identify options to stop payments if you haven't found that dream job.
