We offer a variety of loan options for the purchase of real estate.
special offer
Let your home work for you
You've put in the work to make your house a home.
Check out the special offer for a home equity loan or line of credit – so you can get the cash you need, when you need it, at a great rate. Apply now and receive up to $1,000 in lender credits!1
By working with Everence, you help make a difference for our members and community. We live out our values through responsible money management and giving back to others.
Disclosure
Everence Federal Credit Union, NMLS #403410
Rates current as of 1-Dec-24.
Annual Percentage Rates (APR) shown are for well-qualified applicants. Your APR may be higher. APRs are based on your credit, loan to value and our underwriting standards. Applications subject to approval. Property insurance required; Flood insurance may be required. Terms and conditions apply. Offers and Rates subject to change without notice. Select "Learn more" for more detailed information about each product. Contact us for details.
1Receive up to $1,000 in lender credit toward third party closing costs when opening a home equity installment loan. Receive up to $350 in lender’s credit toward third party closing costs when opening a home equity line of credit. If a home equity line of credit is closed within the first 24 months, the closing credit will be charged at payoff. This offer is subject to change without notice.
2Annual Percentage Rate (APR) for applicants with excellent credit and is subject to change without notice. APRs based on credit score and loan-to-value. Your APR may be higher. Sample term: If you borrow $25,000 at 6.990% APR for a 10-year term your estimated monthly payment may be $290.14 plus insurance and taxes. Offer subject to credit approval. A credit of up to $350 will be applied toward closing costs for home equity loans of $25,000 and above. If the home equity loan is closed within the first 24 months, the credit will be charged at payoff.
3The introductory and sample variable Annual Percentage Rate (APR) are based on new financing with an amount of $10,000. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Offer limited to first and second mortgage liens on a one- to four-family residential property. Property insurance and/or flood insurance may be required.
