Check out the special offer for a home equity loan or line of credit – so you can get the cash you need, when you need it, at a great rate. Apply now and receive up to $350 in lender credits!1
Secure a lump sum to finance major renovations or purchases at competitive rates. Perfect for substantial, planned upgrades that enhance your home's value.
10 year home equity loan2,3 | {CU1011} APR
15 year home equity loan2,4 | {CU1012} APR
20 year home equity loan2,5 | {CU1080} APR
Access funds flexibly for your ongoing projects or as a financial safety net. Pay interest only on what you use.
Borrow up to 90% of the value of your property. Your total amount depends on your credit score and the amount of the loan.
Interest only home equity line of credit3 | {CU1015}
Everence Federal Credit Union values the environment and we know that every bit counts when it comes to protecting it. With a home equity loan, you will receive a 0.50% rate reduction on your home equity loan if at least 75% of the loan is used for qualified energy-efficient and/or energy-saving home improvements.
This is only a partial list. Speak with your loan officer to learn if your home improvement project qualifies.
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Toll-Free: 800-451-5719
Phone: 717-735-8330
Fax: 717-735-8331
Text: 717-735-8332
Email: infocu@everence.com
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Find an Everence Federal Credit Union branch, shared branch, or fee-free ATM near you.
Join thousands of satisfied members who've upgraded their home with our flexible financing solutions.
Everence is here to support you as you look for the best financing for your home. Explore our mortgage option and find the best fit for you.
1Receive up to $350 in lender credit toward third party closing costs when opening a home equity installment loan. Receive up to $350 in lender’s credit toward third party closing costs when opening a home equity line of credit. If a home equity line of credit is closed within the first 24 months, the closing credit will be charged at payoff. This offer is subject to change without notice.
2APR = Annual Percentage Rate. Minimum $10,000 in new money required to qualify for promotional rate. Closing costs range between $229.05-$1,029.05 depending on loan amount, appraisal requirements, and property location. Everence Federal Credit Union will provide a closing credit of $350 that will be applied at the time of loan closing. Property Insurance required. Flood insurance may be required. Terms, costs and conditions subject to change without prior notice. Applications subject to approval.
3Sample home equity term: If you borrow $25,000 at 6.990% APR for a 10-year term your estimated monthly payment may be $290.14.
4Sample home equity term: If you borrow $25,000 at 7.240% APR for a 15-year term your estimated monthly payment may be $228.07.
5Sample home equity term: If you borrow $25,000 at 7.740% APR for a 20-year term your estimated monthly payment may be $205.08.
6Home equity lines of credit APRs are variable, depending on your credit and loan terms. Underwriting may include credit score or nontraditional credit references. Other terms and conditions apply. Applications subject to approval.
Everence Federal Credit Union, NMLS #403410
Everence Federal Credit Union is federally insured by NCUA.
