1Limit of one $5 bonus per youth account (one per tax ID). Bonus deposited at time of deposit for in-branch; electronic transactions may take up to five days for bonus to post.
25.00% Annual Percentage Yield (APY) applies to first $1,000 on deposit; 0.15% APY applies to remaining balance above $1,000. Rates current as of 1-Nov-24. Fees may reduce earnings.
3$5 opening deposit for new membership applications is made by EFCU on behalf of member for new memberships opened between 07/31/2024 and 08/14/2024, virtually or in-person by an eligible youth and an eligible adult joint owner. Opening deposit does not count toward $15 deposit to receive additional $5 incentive. Current or previous members are not eligible for opening deposit.
4These services require minimal membership histories before being activated. Call 800-451-5719 if you haven't yet activated these services.